Will you be going onto Medicare in the next three months? If so, Allen Heffler, President of MyMedicareAdvisor in Willow Grove, PA, will outline what needs to be accomplished first. Medicare will start on the first day of your birthday month. (unless you turn 65 on the 1st of the month. If that is the case, Medicare will start on the 1st day of the prior month). If you want to want to go onto Medicare, you must make sure that you are enrolled in Medicare Part A and Medicare Part B.
If you are currently collecting Social Security, Social Security will automatically enroll you in Medicare Parts A & B. You should receive your Medicare card approximately three and a half months prior to the start date. For an example, let’s assume that you turn 65 on November 21. Your Medicare can start November 1st. If you are collecting Social Security, you should receive your Medicare card around July 15. It is important to keep an eye out for it; during this time you will be bombarded with solicitations about Medicare; you don’t want to throw out the baby with the bath water.
Allen Heffler also wants to review the second situation. If you are NOT collecting Social Security and you want to go onto Medicare. In this case, you need to be proactive and inform Social Security that you want Medicare to begin on the first of the month when you turn 65. The best way to apply for Medicare is directly through Social Security’s website, www.ssa.gov. Here, you want to click on Menu, Benefits, Medicare and so on.
Whether or not you opt to collect Social Security benefits does not impact your ability to go onto Medicare at age 65. If you are collecting, your Medicare Part B premium will deducted directly out of your Social Security check. If you are not collecting Social Security, you will be billed for your Medicare Part B premium. There is no charge for Medicare Part A.
This can be quite confusing and overwhelming. We are here to help! Just give us a call at (215) 658-1776. Allen Heffler and MyMedicareAdvisor – We Make Your Medicare Decision Easy.